For simplicity purposes, HPWA designed the acronym HALLMARK to help guide clients through the ﬁnancial wellness lifecycle.
Financial Planning should incorporate all areas of your life, not just your assets. Once your planning and strategies are created, commit to regular reviews and remain focused on meeting your long term goals.
Work with trusted advisors that collaborate with one another on your behalf. Use your ﬁnancial team as your quarter back to help keep your trusted advisors on the same page.
Liability and debt management should be given as much thought as asset management during the planning process. “We bring awareness, and help our clients plan for the things in life that can cause anxiety”, Hall said.
Give thought to the legacy you leave behind. Will it be grounded in your core beliefs, faith and integrity? Answer these questions now instead of leaving them to chance.
Wealth Management comes in all shapes and sizes. Eliminate conﬂicts and cut out the middle man whenever possible. Utilize investments that maintain high levels of liquidity and transparency, remaining ﬂexible to maneuver quickly while remaining tax efﬁcient.
Protecting your assets involves many decisions relating to businesses, real estate, equities, bonds and alternatives. recognize exposures that could translate into unwanted volatility.
Protect as you build by managing your risk. You can choose to retain, avoid or transfer risk (or a combination). When the unexpected happens, proper protection can ease the burden and maintain family’s or business’ ﬁnancial well-being.
Continue to educate yourself and never stop learning. Finances are complicated and HPWA freely educates clientele regarding planning and investment strategies to instill clarity and conﬁdence in their decision-making process.
“We take the time to clearly understand your needs and objectives, and we work collaboratively with you to achieve your goals.” Natalie Stillman, CFP® Vice President,Financial Planning
“At Hall Private Wealth, we make every effort to eliminate the inherent conﬂicts that abound within the wealth management industry.” Russell Hall, Managing Director
With over 100 years combined experience, Hall Private Wealth Advisors is a boutique ﬁnancial planning and wealth management ﬁrm located on Stevens Avenue in Solana Beach. Clients trust HPWA for it’s commitment to delivering simple,tax-efﬁcient portfolio management strategies and honest counsel through education.
Let HPWA help you create your own HALLMARK-led path to ﬁnancial security. Call (858) 263-1675 for your complimentary consultation.